There’s no shortage of online lottery games in the casino lobby. Some are built for quick clicks and instant results. Others add multipliers, card mechanics, or live presenters to keep things moving. All of them run on chance, but not all of them play the same.
This list pulls together five of the most popular options. Each one offers a different style of play, from stripped-back scratchcards to high-stakes live draws. If you’re looking for something new to try, start here.
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What are online lottery games?
Online lottery games are digital versions of traditional number-draw or instant-win formats. Some follow the same basic logic as national lotteries with random numbers and one-off results, while others take that concept and spin it into scratchcards, Keno, or live bingo-style games with multipliers and bonus features.
There’s no one-size-fits-all. Some are stripped-back and fast, like Frogs Scratch. Others are more involved, like Mega Ball or Monopoly Big Baller, which blend lottery draws with evolving payouts and bonus rounds. What links them is that they’re all luck-based. There’s no strategy — only probability and timing.
You don’t need to learn rules or follow a meta. You just pick your game, place your bet, and see what happens.
Examples of online lottery games
Lottery-style games all run on the same principle: you place a bet, the game generates a random outcome, and you either win or you don’t. But the way that randomness is packaged can vary a lot depending on the format.
- Scratchcards: These are the digital version of the real-life scratch-offs you’d buy at a shop. You reveal a grid, usually 3×3, and win if matching symbols line up. Some include bonus prizes or instant win icons, but the outcome is always determined the moment you click. There’s no interaction beyond that.
- Keno: Keno and bingo are similar, but this one lets you choose your numbers. Often, you get between one and ten picks from a pool of 36 or 80. The game then draws its own set, and your payout depends on how many match. You have some control over the numbers you play, but the outcome is still entirely random.
- Bingo-style live games: These use digital number cards, and you win by completing lines as numbers are drawn. You don’t control the draw, but you do choose how many cards to play. Some versions include multipliers or bonus rounds, which increase volatility but don’t change the core mechanic.
- Number draw games: This format works like Keno or bingo, just without the card. You pick a set of numbers, the game draws its own, and payouts depend on how many match. It’s a stripped-back version that focuses purely on the result.
- Wheel-based games: Some lottery games use spinning wheels rather than cards or draws. Each segment has a prize amount, and the outcome is determined by where the wheel stops. They’re designed for speed and simplicity, with each round resolved in a single click.
- Digital jackpot draws: These are closer to traditional lotteries. You buy a ticket and wait for a scheduled draw. The gameplay is passive — once you’ve entered, there’s nothing more to do. They tend to offer larger prizes, but there’s no instant feedback like in the other formats.
Recommended lottery games you can play at Cloudbet
1. Keno
If you’ve never played Keno before, it’s a bit like bingo, only you pick your numbers. The setup is really straightforward. You pick up to 10 numbers from a grid of 36, place your bet, and the game draws its numbers. Your payout depends on how many match. The more you pick, the bigger the possible reward. However, hitting all of them gets harder. You’ll see the multipliers update in real time based on what you’ve selected, so you always know what’s at stake.
The Cloudbet version of Keno offers up to 97% RTP, depending on your number of picks and the game configuration. That means over time, you’re getting more value back per dollar compared to most scratchcards or national lotto draws, and you don’t have to wait until Wednesday night to find out if you’ve won.
This Keno variant is part of Cloudbet’s Provably Fair range, meaning each outcome is generated using transparent, verifiable cryptographic methods. If you’re the skeptical type, you can actually check the backend and see that the result wasn’t just pulled out of thin air.
If you like the sound of this online lottery game, read this article about the best Keno numbers to pick.
Keno in summary
- RTP: 97%
- Max payout: $10,000
- Game type: Number draw
- Volatility: Medium
- Payout structure: Scaling multipliers based on number of matches
- Developer: Spribe
- Free play/demo: Yes
2. Football Scratch
Football Scratch is a no-frills scratchcard with a football theme and a shot at big payouts. You reveal a 3×3 grid, and if three symbols match, you win. That’s all there is to it. There are no bonus rounds and no multipliers. Just a quick result and a clear outcome.
The RTP is 65.27%, which puts it at the lower end of the scale, even for scratchcards. But a potential win of up to €250,000 is what pulls people in. It’s a high-volatility game, which means long dry spells are expected, and big wins are rare but possible. This isn’t the kind of game you play for frequent small payouts. It’s built for risk-takers who don’t mind burning through a few losing rounds chasing one solid hit.
There’s nothing tactical here. You scratch, you see what happens, and you move on. But if you enjoy football themes and like games that take two seconds to play, this one’s at least worth a look.
Football Scratch in summary
- RTP: 65.27%
- Max payout: $250,000
- Game type: Scratchcard
- Volatility: High
- Payout structure: Match 3 identical symbols on a 3×3 grid
- Developer: Hacksaw Gaming
- Free play/demo: Yes
3. Mega Ball
Mega Ball is a live game from Evolution that mixes bingo-style gameplay with lottery pacing and high multipliers. You buy cards, numbers are drawn, and you win by completing horizontal, vertical, or diagonal lines. Each card is a 5×5 grid, and you can play up to 200 cards per round, which tells you how fast the whole thing moves.
Once 20 numbers are drawn, the game randomly selects a Mega Ball with a multiplier between 5x and 100x. If that ball completes a line on any of your cards, the payout for that line gets boosted. That’s where the bigger wins come from—and where most of the tension sits. You’ll often watch as one missing number could flip a near-nothing round into a major win.
The RTP ranges from 95.05% to 95.40%, depending on how many cards you buy and how they perform. It’s a high-volatility setup, so wins won’t land often — but when they do, they can spike hard. The core gameplay feels familiar if you’ve played bingo or Keno before, but the Mega Ball twist gives it a shot of adrenaline right when it matters.
Mega Ball in summary
- RTP: 95.05% – 95.40%
- Max payout: $500,000 per card
- Game type: Live game show (bingo/lottery hybrid)
- Volatility: High
- Payout structure: Complete lines on 5×5 cards; Mega Ball multipliers apply if the final number finishes a line
- Developer: Evolution Gaming
- Free play/demo: Not available
4. Monopoly Big Baller
The next of our top online lottery games is Monopoly Big Baller, Evolution’s mashup of bingo mechanics and the classic Monopoly board. You play on up to four 5×5 cards and win by completing lines as numbers are drawn from a machine. It’s simple at first glance, but there’s a lot going on under the surface.
Before each round, Mr. Monopoly (the guy in the suit) randomly adds free spaces and multipliers to your cards. Some multipliers apply to individual lines, others boost your entire payout if they’re hit. You can also choose between Free Space and Chance cards depending on whether you want more coverage or guaranteed multipliers.
The real hook is the Bonus Game and side bets. If you’ve placed a side bet on 3 Rolls or 5 Rolls and those numbers hit during the draw, Mr. Monopoly heads into a 3D board round where every move can rack up more multipliers. It’s random, but it’s engaging, and it’s where the bigger payouts happen.
The RTP hovers just over 96% in the main game, dipping slightly if you play the bonus bets. You won’t see big wins regularly because they’re tied to high volatility and bonus triggers, but when they do land, you’ll understand why people sit through the slow rounds.
Monopoly Big Baller in summary
- RTP: 96.10% (main game), 95.80% (3 Rolls), 95.20% (5 Rolls)
- Max payout: $500,000 per game round
- Game type: Live game show (bingo/Monopoly hybrid)
- Volatility: High
- Payout structure: Complete lines on 5×5 cards; multipliers and bonus round increase payouts
- Developer: Evolution Gaming
- Free play/demo: Not available
Tips for playing lottery casino games
You can’t beat a lottery game — that’s not how they’re designed. Whether you’re playing Keno, scratchcards, or bingo-style draws, the outcomes are random and driven by chance. There’s no system to learn, no pattern to track, and no strategy that’ll tip the odds in your favor. What you can do is play with a clear head and avoid the usual traps.
Set a hard budget, and don’t bend it
These games are designed to move fast. Rounds take seconds, and the temptation to just play one more kicks in quickly. Setting a clear spending limit before you start helps you avoid emotional decisions mid-session. If you’re chasing losses, you’re no longer playing — you’re reacting. A firm budget keeps that line from blurring.
Understand the odds and RTP
Every game has a built-in house edge, and it’s not the same across the board. Keno, for example, offers a 97% RTP at Cloudbet, but only if you pick a smart number of spots. Scratchcards can drop as low as 65%, meaning you’ll lose more over time. Knowing this helps you choose games that better suit your risk tolerance. You can’t change the odds, but you can choose which ones you’re willing to play with.
Use demo mode before you commit
If a game offers a free-play version, try it. This allows you to get a feel for pacing, volatility, and how frequently wins actually show up. Demo rounds help you avoid surprises when you start betting real money, especially in games where long dry spells are baked into the design. If you go straight into playing with real money, you might find yourself getting overly emotional during dry spells.
Take breaks, especially during cold streaks
The worst decisions tend to happen when you’re tilted. If you’ve gone ten rounds with nothing, it’s tempting to chase and to try and convince yourself a win is coming soon. It isn’t. Taking breaks forces a reset and stops you from turning a short session into an expensive one. Think of it as built-in damage control.
Watch out for the gambler’s fallacy
This one ruins bankrolls. Just because you haven’t won in a while doesn’t mean a win is due. Lottery games don’t care about your past rounds. Each one is a fresh roll of the dice—literally. Believing otherwise leads you to bet more at the worst possible time. Stay objective.
Look at the paytable
If you’re picking a scratchcard or Keno setup based on visuals alone, you’re missing the important bit. Always check the paytable. Some games load the big prizes into odds you’ll almost never hit, leaving you with a string of low returns. Understanding the payout structure tells you what kind of variance to expect.
Don’t confuse volatility with unfairness
Just because a game hasn’t paid doesn’t mean it’s rigged. High-volatility games are built to hit less often, but pay more when they do. If that’s not your style, pick something with steadier wins. But don’t assume the system’s broken, it’s usually just doing exactly what it was designed to do.
Why play online lottery games at Cloudbet?
You can find lottery-style games at a lot of casinos. But there are a couple of reasons you might want to think twice before settling for the usual setup—especially if you’re playing with crypto.
First, the game selection covers different types of players. Whether you’re scanning RTPs and volatility or just clicking on whatever has the best animations, there’s something here that fits. That includes high-risk scratchcards, bingo-style live games, and quick Keno rounds — some with big multipliers, others with steadier pacing. You’re not stuck with one format or playstyle.
Then there’s the $2,500 Welcome Package. You get 10% back on all bets, plus daily cash drops from your rewards calendar for 30 days. You’re going to lose some rounds, so getting something back to boost your bankroll doesn’t hurt.
Finally, you get the benefits of crypto and blockchain technology. Fast deposits, instant withdrawals, and no risk of your card being declined because your bank doesn’t understand what a virtual frog scratchcard is.
